Investing Made Easy with the New SIP Calculator

SIP (Systematic Investment Plan) is an investment method under which bits of money is invested in the market on a monthly/quarterly basis. Its operating model is similar to that of a recurring deposit whereby a fixed investment is made on a regular basis. Since this system involves systematic approach towards investment, its name is SIP. However, arriving at the correct SIP amount depends upon the varied needs of the investors. To calculate this, a powerful tool such as an ‘SIP Calculator’ is required, which breaks down the ambiguity of deciding on the amount to invest and allows the freedom of enjoying long-term benefits.

How to Get Started With the SIP Return Calculator?

When the question of doing SIP arises, preparing oneself is as important as getting on the field. There are four simple steps that need to be followed before you start investing in an SIP:

Determining your financial goals – Your goals should be clear and achievable.
Deciding the time frequency – Find out for how long you’d continue; this will decide your investment tenure.
Analysing the capacity to invest – With the help of the SIP calculator, you can easily figure out the amount you’d need to invest periodically in order to accomplish your financial goals.
Professional advisory – Take the help of a professional financial advisor to figure out which mutual fund plan would suit your needs well.
Hence, the SIP calculator does the home work for you in figuring out the back end calculations and helps in identifying the right amount to invest over the decided time frame. Not only it will help you in having a better understanding of the counseling you’d obtain from your advisor, but will also boost your confidence in making decisions that are paralleled to your financial mission.

Qualities of the SIP Calculator

Quick Action: If compared with the standard tools, SIP calculator is way ahead in terms of functionality and promptness. Speaking of its algorithmic base, this thing has got an image of a macho in knocking-down complex calculations in the blink of an eye.

Paperless Communication: Being an online tool, it contributes in saving the eco system and making the planet Earth greener by avoiding the use of any kind of paper gears.

Painless Operation: When it comes to easy functionalities, the SIP planner beats its competitors by a heavy margin. Just punch in three details – the desired amount of investment, preferred time horizon, and expected returns – and you’d get a detailed insight of the future value of your investment. Simple. Elegant. Awesome.

Universal Tool: The SIP calculator is designed with such precision that not only helps the people who have aced finance, but is also a phenomenal guide to newbies who can juggle with different calculations and discover the finest investment choice.

Thus, travelling on the road of systematic investment in mutual funds will save you from falling into the pitfalls of equity investment, and grant you the chance of enjoying superior returns. The SIP Calculator will exhibit that how investments, when made in small amounts at regular intervals, can fetch much higher returns over a long period of time.

HOT YOGA AND ITS VARIOUS BENEFITS

Yoga has been around for centuries now, and there are a number of different types of yoga as well. Out of all the types, there is one called “hot yoga”, which has become quite popular in recent years due to the fitness trend of heated classes. It offers mostly the same benefits as any traditional yoga types, such as improved strength, flexibility, and stress reduction; however, it has some added benefits to it too. Hot yoga tends to provide your lungs, heart, and muscles with an even greater and intense workout. In addition to that, it also increases flexibility, burns more calories, detoxifies, and causes weight loss.

What is hot yoga?

Hot yoga, in simple terms, means performing a variety of yoga poses in a room that is heated above the room temperature. The heat and temperature of the room are usually set between 80 and 100°F, depending on the yoga instructor.

Hot yoga sessions in the top fitness classes in Dubai, involves a variety of poses, with the time of the sessions varying from studio to studio. More often than not, a hot yoga session includes music and more interaction among the participants in the class.

Yes, the heated environment of this type of yoga can make it even more challenging; however, there are benefits which make it worth all the heat. The following are some of the benefits that you can avail during hot yoga sessions in top fitness classes.

Increases flexibility: You must be already aware of the fact that it is considered to be safer to stretch after warming up your muscles. So, keeping that in mind you would find out that the environment of a hot yoga session is bound to make yoga poses a lot easier and effective. The heat in the room enables you to stretch a little further than you normally would be able to, and hence, achieving a greater range of motion.
Burns more calories: A traditional yoga session is known to burn a significant amount of calories in a single session. But adding heat to the atmosphere can help you burn even more calories than in room temperature. Hot yoga, not being quite as intense as a Bikram session, is likely to burn more calories due to the added heat.
Reduces stress and eases depression: There are many people who prefer to turn to yoga as a natural way to deal with the stress of their fast-moving lives. A recent study shows that a 16-week program of hot yoga managed to reduce the participants’ stress levels significantly. Apart from dealing with stress, it is a technique known to help you relax and improve your mood and can be a helpful therapy to reduce the symptoms of depression.
Nourishes the skin: One of the main objectives of hot yoga is to cause sweating and a lot of it. Sweating in a warm and hot environment helps in improving circulation, bringing nutrient-rich blood cells to the skin, which consequently helps to nourish your skin from the inside.
Now that you are aware of some of the benefits of hot yoga, you would not hesitate in choosing a program that suits you and start with your sessions.

Detailed Introduction to Enzymatic Modification Technology

Since enzymes have the advantages of reaction specificity, high catalytic efficiency and mild reaction conditions, they have been increasingly used in industry, agriculture, medicine and environmental protection. But the overall has not yet reached the level of large-scale application, the main reason is that the enzyme itself has some deficiencies, such as instability, strict requirements for pH, and antigenicity. Therefore, people hope to use various methods to directionally modify enzyme molecules as needed, and even create new enzymes that have not yet been discovered in nature to meet the needs of all walks of life.

Method for transforming enzyme molecule

At present, there are two main methods for transforming enzyme molecules, namely chemical modification and biological enzyme engineering.

Chemical modification uses chemical methods to transform enzyme molecules. The technique of chemical modification of enzyme molecules is relatively simple, but after modification of most enzymes, the chemical and biological properties will change. Therefore, the modification method should be selected according to the specific situation, and some protective measures should be taken to maintain the stability and yield of the enzyme as much as possible.

Biological enzyme engineering method: The chemical modification of enzymes is not the only way to transform enzymes. With the in-depth study of enzymes, the determination of the primary structure of amino acids, the application of gene recombination technology, etc., enzymes can be completely transformed, synthesized, and simulated. This is the main content of biological enzyme engineering. Biological enzyme engineering mainly includes genetic engineering technology to produce enzymes and protein engineering technology to transform enzymes.

Gene engineering technology to produce enzymes: Since the establishment of recombinant DNA technology in the 1970s, people have largely shed their dependence on natural enzymes. The development of genetic engineering makes it easier for people to obtain many kinds of natural enzyme genes by cloning, and make them efficiently expressed in microorganisms, and then carry out large-scale production through fermentation technology. Using genetic engineering methods to produce enzymes can greatly reduce the cost of enzyme products, and at the same time can make the production of rare enzymes easier.

At present, more than 100 enzyme genes have been successfully cloned, including urokinase gene and rennet gene. Among them, plasminogen activator and chymotrypsin are the most successful examples of using genetic engineering to obtain a large number of enzymes.

Human plasminogen activator is a class of serine proteases. It can hydrolyze plasminogen to produce active plasmin and dissolve fibrin in the blood clot. Clinically used to treat thrombotic diseases and promote the dissolution of thrombus in the body. The plasminogen activator produced by the engineering strain has the same effect as the enzyme synthesized by the human body in curative effect, and has been used in clinical trials.

Chymotrypsin is an essential enzyme for cheese production, and its source is limited. Chymotrypsin extracted from microorganisms often causes cheese bitterness. Therefore, people cloned the calf rennet gene and expressed it in the yeast system, and the obtained rennet had completely the same properties as the natural enzyme extracted from the calf stomach.

Protein engineering technology to transform enzymes was developed on the basis of genetic engineering. The two have different contributions to enzyme engineering. Genetic engineering mainly solves the problem of mass production of enzymes, while protein engineering mainly modifies (or transforms) natural proteins to obtain enzymes with new functions or create completely new enzyme molecules.

Protein engineering enzymes change or remove certain amino acid residues in the primary structure of the enzyme protein, thereby changing the enzyme-related functions, so that the enzyme exhibits some new characteristics without affecting other functions.

At present, enzyme protein engineering is mainly used for the transformation of industrial enzymes. For example, Bacillus subtilis protease added to washing powder to enhance the detergency, but this enzyme is easy to lose activity under the action of bleach. Now the protein engineering technology is used to replace the amino acid in the enzyme protein molecule, which greatly improves the antioxidant capacity of the enzyme, so it can be used together with bleach.

Using protein engineering can also design new enzymes. From the current level of protein engineering development, it is still difficult to design completely new enzymes. However, with the in-depth study of protein chemistry, protein crystallography, enzymology and other related disciplines, the development of protein engineering will inevitably lead to a higher level.